Terms & Conditions – Online Payments

Terms & Conditions of Use

The website www.insurancemanagementbahamas.com (“the Site”) is owned and operated by Insurance Management (Bahamas) Limited, hereinafter referred to as IMB, we, us, and our.

These Terms & Conditions, along with our Privacy Policy, are governed by and interpreted in accordance with the laws of the Commonwealth of The Bahamas. The Courts of The Bahamas have exclusive jurisdiction over any disputes or matters arising.

Please read the following terms carefully. By accessing and using this website, you agree to be bound by these Terms and Conditions of Use.

This website is offered free of charge, with the aim to provide valuable information about our company and the products we offer. The content on this Site has been prepared with care and in good faith to ensure it is accurate and current. The Site and its content comes without any warranties or guarantees of any kind. We do not warrant that the content is accurate,
complete, current, or free from viruses. Additionally, while we make reasonable efforts to keep the website accessible, we are not liable for any direct or indirect losses that may result from the Site being unavailable at any time.

We reserve the right to add, modify, or remove content on this Site at any time without prior notice.

IMB owns all designs, information, and other intellectual property rights contained on this Site. You are prohibited from using the Site for any illegal activities. Further, you may not modify, copy, distribute, offer for sale, transmit, display, perform, reproduce, publish, license, or create derivative works from any part of the Site or its content in any medium without prior written consent of IMB.

The Site may contain hyperlinks to websites provided by third parties outside of IMB, and we assume no responsibility or liability to the availability or content of said sites.

IMB reserves the right to change or modify these Terms & Conditions at any time without prior notice.

Privacy Policy
We encourage you to read our Privacy Policy. Which is guided by the Data Protection Act 2003 and regulates the collection, processing, keeping, use and disclosure of client information. IMB considers your Data to be private and confidential. Your Data will be held securely in accordance with all principles of Bahamian Law.

Refund Policy
Since each insurance product involves a unique agreement between the insured and the insurer, please consult your Sales Agent for details regarding your specific refund policy or contact our Head Office at the following address:

Insurance Management (Bahamas) Limited
8 Rosetta Street, P.O. Box SS-6283,
Nassau, The Bahamas
Tel: (242) 394-5555
Email: info.nassau@imbbah.com