• Welcome to Insurance Management Bahamas Limited

    MOTOR ACCIDENT REPORT FORM

    IMPORTANT NOTES
    1. Please complete ALL sections of the form.
    2. If a question does not apply write “not applicable”. Crossing out a question may cause delay.
    3. You must immediately send all letters received from other parties, to us without answering them, when it is alleged the insured driver is responsible. We will deal with the correspondence as necessary.
    4. Should the insured driver receive a summons in respect of motoring offences arising from this incident then we must be immediately notified in order that the question of legal representation may be considered.
    5. If you need more space to answer any of the questions please use a separate sheet of paper but please make sure you attach it to this form.
    6. When describing what happened it will help us to protect the insured driver’s interests if the following could be included when applicable:
      • a.
        Weather conditions
      • b.
        State of the road’s surface
      • c.
        Speed limit
      • d.
        The lighting being displayed by the vehicles
      • e.
        The signals being given by all vehicles
      • f.
        The steps taken by the drivers involved to avoid the incident
      • g.
        If street lights were installed and illuminated
      • h.
        Whether any of the drivers were under the influence of drink or medication
      • i.
        Details of conversations between the drivers at the scene or later
    7. Please let us know the reasons if you blame another party, yet are not pursuing any claim against them in respect of losses not covered under your policy. If you have a representative acting for you such as a solicitor it would be of assistance if you could advise their name, address and reference number.
    WINDSCREEN CLAIMS

    If you are making a claim for windscreen or window glass breakage only, there is no need to complete this form. Send the bill for the repair together with your policy number to us.

    REPAIR PROCEDURES

    If you are able to drive your vehicle safely then please obtain an estimate for repair and send it to us as soon as possible. If your vehicle is not drivable please telephone us immediately for further instructions.

    WHAT IS NOT COVERED

    You may have to meet various expenses which are not covered by your policy. The most common are: an excess on your policy, out of pocket expenses, traveling costs, loss of earnings, the hire of another vehicle whilst yours is being repaired. Accessories or special parts may not be covered, unless previously advised to us.

    THE INSURED
    THE VEHICLE
    THE DRIVER
    THE ACCIDENT
    Please give details of the following:
    THE PARTIES

    PLEASE GIVE DETAILS OF ALL PARTIES INVOLVED INCLUDING PEDESTRIANS AND OWNERS OF ANY PROPERTY DAMAGE (WALLS, FENCES, ETC.)

    INJURIES
    THE WITNESSES
    DESCRIPTION OF ACCIDENT

    I/WE HEREBY DECLARE THAT THE INFORMATION GIVEN ON THIS FORM IS TRUE TO THE BEST OF MY/OUR KNOWLEDGE.