Telephone: 242-394-5555
P.O. Box SS 6283
Rosetta Street
Nassau, Bahamas
IMB Provides a Wide Range of Commercial Insurance

We aim to offer a wide range of flexible commercial business policies to suit all your needs. Policies may be individually negotiated to meet specific requirements and cost savings may be achieved in many cases if you are willing to accept increased deductibles. Please discuss with our Account Executives who will be happy to provide you with various options

Fire & Special Perils Insurance
This Policy covers your property against damage by Fire and various other Perils. Three basic options are available:
1.  Fire Lightning and Explosion
2. Fire and a full range of perils but excluding Hurricane damage and loss by other catastrophe perils
3. Fire and a full range of perils but including Hurricane damage and loss by other catastrophe perils
Please discuss with our Account Executives the most cost effective solution for your business.

Crime Insurance
Crime insurance refers to Theft from your business premises and loss of money due to armed hold-up or similar misfortune.
Cover is not available for shop-lifting.
Premium, terms and conditions will depend on the values present, past experience and security precautions that you have.
We will be pleased to arrange a visit by one of our experienced staff to discuss security and assist you in obtaining the lowest possible premium.

Liability Insurance
We can provide Public Liability, Product Liability and Employers Liability Insurance for a wide range of occupations and trades.
We recommend all our clients effect this insurance to protect their businesses if pursued by injured members of the public or employees due to negligence of the insured.
 
Policies also cover legal costs (agreed with Insurers) to defend any legal case even if that case is without merit.

Commercial Vehicle Insurance
Competitive quotations are available whether for an individual vehicle or large fleets of vehicles. Various options in cover and deductibles can be discussed to arrive at a cost effective solution for your business.

Contractors Insurance
Whether building a single home, roadways or large commercial buildings Insurance Management (Bahamas) Ltd. will be able to assist with placement of all the requirements of a Contractor. Cover is available not only for the contract works but also Public Liability arising from the works and for Plant and Equipment being used to complete the contract.

Office & Surgeries
Insurance Management (Bahamas) Ltd. recognize that these types of establishments require special attention with specialist covers perhaps that are not necessary for other types of business. One such example may be insurance against the cost of rewriting or reconstitution of documents lost in a fire or due to water damage.
 
Other Insurances
e have only highlighted the most common types of insurances that are of interest to our business clients and their are many other insurances that may be of interest according to the specific circumstances or requirements of a particular business. These may range from Business Interruption Insurance to insurance of Plate Glass Fronts in Retail Saleshops. Please do not hesitate to speak to one of our Account Executives regarding your particular need.

 

    
  
 
 
 
 
 
 
 
 
 
 
 
 




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