Unless all material facts are disclosed, this insurance could be invalidated. Material
Facts are those facts an Insurer would regard as likely to influence the acceptance
and/or assessment of the Proposal. If you are in any doubt about whether facts are
material, you should disclose them. A copy of the completed Proposal Form will be
supplied on request but you should keep a record (including copies of letters) of
all information supplied to us for the purposes of entering into this contract.
A specimen Policy is available on request.
This Policy is Subject to Average which means you may not receive the full amount
of any claim that is payable in the event of under-insurance. This is explained
in more detail in a separate notice issued with this Proposal Form.